Finance

Hire Purchase is a finance product that allows you to budget accurately by giving you a fixed interest rate and fixed monthly payments, subject to any additional administration fees that may be applied and a final option to purchase fee.

It’s one of the simplest forms of finance you can choose, because there are no restrictions on your mileage, so it’s easier if you are unsure how much you will use the vehicle.

You will need to decide on the length of your agreement, how much deposit you would like to pay (this may include any money from a part-exchange) and agree on a fixed monthly payment that suits your circumstances. Your monthly payment can be easily adjusted to fit your budget by varying factors including the agreement period and deposit.

At the end of the agreement, once you have paid off the agreed final payment and option to purchase fee, you will take full ownership of the vehicle.

Naturally, your finance is subject to underwriting and approval by the lender. If you know you want to own your car and you don’t want any mileage restrictions, Hire Purchase could be the finance product for you.

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